Insurance Law Posts

We last looked at what to do following a New Jersey auto accident while still at the scene of the accident, but how does car insurance work when you are not at fault? Do you call your own insurance or that of the other driver’s? Will my premiums rise even if I am not at fault? What if the other driver who was at fault does not have insurance? This post aims to answer all of the commonly asked insurance questions that arise following a car accident where you were not at fault.

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No one is ever really prepared for a crash, but knowing what to do (and what not to do) after a New Jersey car accident can have a lasting impact on your claim. The following aims to provide you with a road map of what to do and how to handle yourself to ensure your rights are protected and that you get the care and compensation you need.

On July 22, 2021, Gov. Phil Murphy signed legislation (S-1558/A-3444) requiring automobile insurers, who issue private passenger automobile policies in New Jersey, to disclose policy limits where a licensed New Jersey attorney has made a written demand for same. As the legislation implicates only private passenger automobiles, the legislation does not apply to insureds operating commercial vehicles.

When an attorney is requesting policy limits...